Vehicle insurance for the self-employed in Tenerife

With this coverage your car will be protected against damage caused by different circumstances such as a collision with another vehicle, animal or object; by external elements such as atmospheric phenomena or land subsidence, collapsing bridges or roads; or for vandalism or malicious acts caused by third parties.

You can extend this warranty to include damage caused to luggage, child restraint systems or driving on unsuitable roads.
In any case, you have the possibility of contracting the coverage with or without franchise.

We guarantee the repair or replacement of the windscreen and windows of your vehicle due to partial or total breakage, including the sunroof and special windows (such as tinted, screen printed or heat reflective).

In the event of a fire or explosion, the material damages suffered by your car will be covered, as well as the insured accessories, whether the vehicle is moving or not.

In addition, you will be protected if they try to steal your vehicle and cause damage, for example, to a lock, as well as if they manage to take any of the secured accessories. And if finally your car is stolen and does not appear, we will compensate you based on its value. In case of finding damages, we will repair them.

This comprehensive insurance includes travel assistance during your travels in Spain and abroad, with exclusive services in the event of an accident or breakdown.

Assistance for your vehicle: whether you need a road repair to continue your trip, or if you need a pick-up service to take your car to the workshop, we offer you quick attention 24 hours a day.

This warranty includes such interesting services as punctured tyre change, fuel shipment or spare parts shipment when it is not possible to find them at the place of occurrence.

In all cases, both you and the rest of the occupants will be assisted, since you will be transferred to your home or lodged in a hotel depending on the duration of the repair.

Assistance to people: whenever you are traveling you will be protected by your Fully-Comprehensive Insurance, with coverages such as transport or repatriation of the wounded or sick so that they can return home, including possible companions. If you travel outside the country, we will help you with the search for luggage in case of loss, as well as unforeseen expenses that may arise, in case you need healthcare or legal defense.

This Insurance includes the coverage of the indemnities derived from the obligatory civil liability established by Law, as a consequence of the material and personal damages caused to third parties with the insured vehicle.

Additionally, it includes the voluntary civil liability coverage, with which, if the compensation exceeds the maximum limit legally established in the compulsory civil liability coverage, we provide you with an additional capital that can reach up to € 50 million .

We protect you, with the legal defence coverage required in legal processes and claims for damages as a result of a traffic accident that occurred with the insured vehicle.

This fully comprehensive car insurance covers the payment of the corresponding compensation as a consequence of personal damages suffered by both the insured driver and the occupants of the vehicle, in addition to covering the demise, disability and health care assistance needed.

The Insurance for agricultural machinery and tractors guarantees you the coverage of the compensations derived from the compulsory civil liability required by law, and for material and personal damages caused to third parties as a direct consequence of traffic events involving the insured vehicle.

The Insurance also includes the coverage of the voluntary civil liability, so that, if the compensation exceeds the maximum limit legally established in the compulsory civil liability coverage, we provide you with an additional capital that can reach up to € 50 million.

It also covers the legal defense, required in legal and claim for damages to the insured drivers of your business, who are involved in a claim as a result of a traffic accident, occurred with the insured vehicle.

This guarantee covers the legal expenses derived from an accident, with a limit of 1.500 euros for the hiring of external lawyers and 6.000 euros in the event that the hiring of lawyers is carried out through Plus Ultra Seguros.

The Agricultural Vehicle Insurance offers you the coverage of the claims of the damages suffered by the drivers and occupants of your insured vehicles derived from a traffic accident.

We make your daily work in the fields easy. With the Agricultural Vehicle Insurance you will be able to receive an advance of the compensation for the damages that the drivers have suffered as a consequence of an accident.

This coverage implies that we take care of the management and processing of fines and discharges as a consequence of violations of the Traffic Law infringed by the drivers of your insured vehicles.

The car insurances areaimed at all vehicle drivers, since its essential coverage meets the requirements set by law and offers you an extension of the same in relation to civil liability.

Agricultural Vehicle Insurance is aimed at both companies and professionals who want to insure the vehicles they use on their farms. These vehicles are usually tractors, farm machinery, heavy trucks, or vans.

This agricultural vehicle insurance guarantees you coverage of the expenses derived from an accident. In this way you can minimize the impact that events of this type generate on the performance and exercise of your agricultural activity.

Compulsory insurance is essential when driving with your vehicle. Lacking compulsory insurance is considered an offense by the General Directorate of Traffic and, in the event of an accident, the driver is exposed to legal claims that can be very high in the event of personal injury to third parties.

Penalties for driving without compulsory insurance can amount to € 1.000 and are accompanied by the withdrawal of the driving license and / or the corresponding loss of points. In addition, the police could seize the uninsured vehicle if they deemed it appropriate.

Yes, to complete your vehicle insurance we offer you a series of additional modalities and guarantees that allow you to take out insurance to suit you. For more information on the extensible options that you have, and to choose the modality that interests you the most: Third parties, Third parties plus windows or Extended third parties, or fully-comprehensive insurance.

In case of being responsible for the incident, the franchise applies to the damages caused to self, but it can also be applied to other coverages such as fire, theft or windows. This modality allows you to contract a product a fully-comprehesive coverage at a lower price.

These amounts, which can range from 100 to 1.200 euros, allow the insured, in the event of a claim with a high repair cost, to pay just the franchise and not the total amount of the repair.

Communicate it to the Company as soon as possible and within seven days of the event. In this way we can carry out the necessary procedures efficiently.