Health Insurance with reimbursement

You will be able to access primary healthcare consultations, ambulance service and qualified registered nurses, as well as the home emergency service.

All diagnostic procedures including specialties such as pediatrics, gynecology, obstetrics, psychiatry, otorhinolaryngology, rheumatology, traumatology, urology, among others.

We will take care of the costs of both the intervention and your stay in the hospital, including the ICU, and a single bed for your companion in the event of hospital admission.

We will provide healthcare for your newborn from the very first day.

We have birth control procedures such as IUD, tubal ligation or vasectomy at your disposal.

Whenever you need them, we include physical therapy, rehabilitation, hemodialysis, speech therapy (for reversible organic processes) or pain treatment.

We provide you with access to specific preventive medicine plans such as an annual gynecological check-up, detection of coronary risk or prostate cancer, among others.

We include coverage to obtain a second medical opinion on serious pathologies such as cancer, strokes and strokes, organ transplants, Alzheimer's or Parkinson's.

We include coverages such as diagnostic tests, ambulatory chemotherapy, prosthetics, travel assistance with repatriation, HIV treatment, coverage for accidents at work and traffic, and arranged treatments with significant discounts in ophthalmology and assisted reproduction.

For those who want to choose private healthcare freely anywhere in the world.

The Insurer, as reimbursement of expenses for the health care that the Insured would have received covered by the Policy, will pay an amount equivalent to the 80% of said expenses, and always with a maximum of 150.000 € per Insured person and Insurance annuity. Medical fees when there is no surgical intervention

reasonable and customary expenses.

It is a product that allows to choose freely any doctor around the world and for which we reimburse you 80% in case the expenses generated are in national territory and 75% abroad. The maximum insured capital is 95.000 euros per year.
You will not have to make any payment in the case of choosing any professional in the medical chart.

This insurance offers you the free choice of doctor, at an affordable price, with a maximum of 47.500 euros of insured annual capital.

You have the option of choosing any doctor around the world, obtaining a reimbursement of expenses of 90% in the national territory and 80% abroad.

In addition, you have at your disposal all the guarantees of the medical chart, without making any payment

For those who think that health goes first and want to choose private healthcare with complete freedom anywhere in the world.

The Insurer, as reimbursement of expenses for the health care that the Insured would have received under the Policy, will pay an amount equivalent to 90% of the reasonable and customary expenses corresponding to the health care received by the Insured in Spain.

80% of the reasonable and customary expenses corresponding to the assistance received by the Insured abroad.

Always with a maximum of 240.000 e per Insured and Insurance annuity. Medical fees in family primary medicine and specialist doctors, € 40.000 per year.

The aforementioned amount includes all the diagnostic tests and therapeutic acts carried out in consultation with the Insured person by the specialis in charge of establishing the diagnosis and treatment.

It is one of the most complete high-end products on the market. In addition to being able to access the entire network of concerted services of our doctor without making any disbursement, we offer you free access to professionals from all over the national territory, reimbursing you 90% of the expenses, being 80% in the event that the professional is in foreign territory.

The maximum insured capital per year is 600.000 Euros.

In addition, Refund Plus 600.000 offers other guarantees and features such as:

- Dental health included, with the following dental services per year:

• 2 oral cleanings
• 10 simple extractions
• Intraoral radiographs
• Orthopantomography or panoramic radiographs
• 6 fillings
• 4 root canals
• Initial treatment of periodontal disease (curettage and quadrant scrapings)

- No partial limits on hospitalization (except ICU and psychiatry) and reimbursement of hospital care expenses, including ICU.

- Reimbursement of Pharmacy Drug Expenses.

- Diagnosis and fertility treatment in subsidised services.

It is a mixed medical and reimbursement insurance that, with an annual limit of
€ 1 million, allows access to the most exclusive private healthcare.
The Insurer company, as reimbursement of expenses for the health care that the Insured would have received under the Policy, will pay an amount equivalent to 90% of said expenses, and always with a maximum of 1.000.000 per Insured and annuity for sure.

Medical fees in primary / family medicine and specialist doctors.

Consult € 100.000 per year.
The aforementioned amount includes all the diagnostic tests and therapeutic acts carried out in consultation with the Insured person by the specialis in charge of establishing the diagnosis and treatment.

This Insurance is aimed at those people, with or without family, who wish to have free choice of medical professionals both in the national territory and abroad.
Which health insurance is better, a reimbursement or a medical insurance?

The most suitable health insurance for each one will depend on their particular and familial circumstances, so it is a very personal decision.

A priori, for a family with children or with a stable residence, medical insurance can be the best option since it gives you access to extensive health coverage, at an affordable price.

On the other hand, for a person who travels frequently, and even for those who want to always have their trusted doctor available, reimbursement insurance could be the best alternative.

Yes, you choose the type of contract you choose, we offer you additional coverage so that you can design your insurance to measure, thus achieving the most complete health insurance to meet your needs.

Each modality has established limits contemplated in the particular conditions of the insurance. We recommend you visit the "Modalities" section for more detailed information.

Once you have taken out the Health Insurance and the contract with Euroteide Seguros is formalised (Insurance Brokers and Consultants) we will deliver the general medical chart and the extended medical chart if you have opted for this modality. The general medical staff has more than 40.000 professionals nationwide, who will take care of your health as you deserve. You can also access through the website of the different companies and locate the professional you need.

You can phone those numbers provided by the different Health Insurance companies for any consultation or management that you have to carry out. You can also do it through Euroteide Seguros (Insurance Brokers and Consultants) if you find any difficulty when contacting the Insurance companies.