What does Civil Liability Insurance offer you?
With general liability insurance for companies, which suggests and recommends you Euroteide Insurance (Insurance Advisors) guarantee the tranquility you need to carry out your activity or business in the event of any unforeseen event that involves the payment of compensation for damages to third parties, as well as the expenses derived from your legal defense.
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General or farm liability
The insurance company will be responsible for the compensation derived from claims for damages caused to third parties that may arise during the normal course of business. Among the situations covered are:
- Carrying out the company's own activities both inside and outside its facilities
- The performance of your employees in the performance of their professional activity
- Damage caused by the use of machinery used in the company's normal work
- Storage and transportation of goods that are the object of the commercial or industrial process
- The damages that may arise due to the participation of your company in fairs and exhibitions
Defense against claims and legal expenses
It includes the guarantee of your defense through civil or criminal channels as well as the costs and judicial or extrajudicial expenses inherent in the claim received. In addition, the constitution of the judicial bonds that are required to guarantee your civil liability is guaranteed.
Employers liability
If your company has salaried employees, this coverage is highly recommended since, by hiring it, you will have our support for claims arising from personal damages that may be suffered as a result of an occupational accident.
Real estate civil liability
Protection is guaranteed against claims for damages for which you could be responsible, caused to third parties by the building in which your company is located and its fixed facilities.
Locative liability
In the event that your company is in a rented building or premises, we offer you coverage against the possible compensation that the owner may claim for the damages caused as a result of fire, explosion or action of water.
Product or post-works liability
Whether it is because your company is engaged in the production of products or because you carry out any type of work, you will be interested in being protected in the event that claims arise from said works or from damages that your products may cause, once they are loaned or delivered.
Other coverages
The most important thing for your company is to have solutions tailored to your activity and a team of professionals to advise you on finding the perfect Insurance. Do not hesitate to ask us for information about other guarantees of our General liability insurance for companies on the table:
- Subsidiary civil liability
- Personal injury to subcontractor personnel
- Retirada
- Union and mix
- Civil liability for accidental contamination
- Hot work / welding
- Damage to neighboring property and pipes
- Damage to employee property
What does this insurance offer you?
The Administrators civil liability insurance that Euroteide Seguros (Insurance Advisors) suggests and recommends offers specific protection for managers and business administrators, with the aim of responding to possible claims arising from management errors in the performance of their professional position. Benefits of this insurance
Civil liability for administrators and managers
You are guaranteed the payment of indemnities derived from the civil liability that you have to face as a manager or administrator, as a result of carrying out an incorrect act, either by action or omission, which originates from the liability requirement
Legal defense
You have guaranteed the defense of the insured against claims filed by third parties as a result of actions related to the exercise of their activity.
Civil bonds
The Insurance company is responsible for the payment of civil bonds up to the limit established in the Insurance.
Other guarantees
These essential guarantees are complemented by a wide range of coverage designed to defend the interests of your activity, such as:
- Legal representation expenses resulting from a formal investigation
- Claim against spouses
- Claim in labor matters
- Advertising expenses
- Investee companies
- Retired administrators
Who is this general liability insurance for?
General civil liability insurance is aimed at companies that wish to have tailored protection against possible claims for damage by third parties.
What guarantees does the General Liability Insurance offer?
This Insurance offers a wide range of essential guarantees and also of additional extensions that complement the protection for you.
You will find all the options on this same page, in the sections "Main coverage" and "Other coverage".
Who is the Administrators Civil Liability Insurance for?
This Insurance is aimed at administrators and executives who wish to protect their assets from the negative consequences derived from a wrong action in the performance of their duties.
What are the main exclusions of the civil liability insurance of administrators?
This Insurance has a series of coverage exclusions, including:
- Bodily injury, illness or death of a person
- Material damage
- Damages due to contamination, although our account is guaranteed with Defense expenses due to contamination
- Damages and / or damages derived from the normal development of the company's activity
- Fines and sanctions of any nature, except those included in the guarantee of administrative sanctions and their limits
- fraud
Do you have more questions about this insurance policy?
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.
