What does the Hospitality Insurance have to offer?
The Hospitality Insurance suggested and recommended by Euroteide Insurance (Insurance Brokers and Consultants) provides you with everything you need, so that you can focus all your efforts on your hospitality activity.
Examples of Rates
Bar, Cafeteria, Brewery.
Containing capital € 42.000 and contained capital € 12.000
Hospitality companies and freelancers
The price shown is indicative per annual premium. It is calculated for a 40m2 bar or cafeteria in Santa Cruz de Tenerife including theft and water damage coverage.
Fire, explosion, lightning strike and smoke
With this guarantee you will protect your goods in a very comprehensive way, covering, among others, the damages caused to the insured goods by the direct action of the fire, the damages derived from the extinction of the fire or the damages caused by an explosion or implosion inside the business.
This is one of the most relevant covers since water damage is the most frequent in hospitality businesses. Thus, we offer you concrete solutions to water problems that can originate both in your own facilities and in adjacent premises or homes.
A power surge, or a problem with the electrical appliance itself, can leave you without electricity for a while or cause damage to the aforementiones appliances. With this fully customisable warranty, we correct the damage caused
Theft or robbery
Because we know that both theft and robbery with intimidation and violence are one of the circumstances that worry you the most, you have the possibility of covering theft in shop windows without penetrating the premises, through the theft of merchandise, money in cash on the premises or to your employees during delivery, and even the robbery from clients and employees within the premises, as well as goods and furniture located in gardens and terraces.
Glass and panes breakage
With this guarantee we protect you from the breakages that the signs, the shop window, or glass, mirrors, marbles and sanitary ware inside the premises may suffer, in the face of the numerous situations to which your business is exposed every day.
Expenses derived by accidents
Get protection against damage caused by an accident such as cosmetic damage, the replacement of files and documents or the costs of demolition, rubble removal or rescue.
Sometimes, in the development of your activity, damage may be caused to third parties, such as clients or employees. At those times it is important to feel supported by your insurance. For this reason, we offer you specific coverage to deal with possible claims related to your activity, highlighting some as specific as the civil liability of valet parking or accidental contamination.
- Loss of profit
Coverage aimed at protecting your benefits in the face of any eventuality that prevents you from carrying out your professional activity normally. It also has three modalities for you to choose the one that best suits your specific needs: daily compensation, loss of gross profit and loss of rent.
- Garden and terrace damage
Damage to your garden or terrace furniture is guaranteed, including the deterioration of the garden or grove, provided that you have the necessary authorizations for its exploitation.
- Vehicles in a garage
We guarantee the protection of your vehicle or vehicles parked in the garage, as specified in the insurance contract.
- Fully comprehensive accident insurance
This guarantee will cover accidental damages caused in the insured premises, that is, those that occur suddenly, accidentally (which cannot be foreseen or avoided) and beyond the control of the insured.
Would you like to learn more? Call us!
Am I protected in the case that some works on the street pavement prevent me from carrying out my activity in a normal way?
For this, the Hospitality Insurance places at your disposal the loss of benefits coverage, which establishes compensation in the event of temporary, total or partial cease of the activity as a result of any work on public roads caused by an accidental event, beyond the insured persons's control.
Can I insure goods located on the terrace and outdoors?
In this case, you have coverage to ensure damage to the furniture and machinery located in gardens, porches or terraces, taking into account that the terrace must have all the necessary permits for its installation and exploitation.
What protection do my personal belongings and those of my employees have?
Both the property of the owner and those of third parties that are in the insured establishment, due to the activity carried out, are part of the content. In addition, the robbery of clients and employees within the insured establishment may be ensured.
Do you have more questions about this insurance policy?
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.