Home Insurance in Tenerife

Every day there are many and diverse situations in which your house and your belongings can be affected by fire, either due to daily accidents or other circumstances. At Euroteide Seguros we guarantee that the policies that we recommend cover the damages caused by the direct action of fire, explosions of installations or commonly used devices, as well as damages caused by lightning strikes.

One of the most frequent damage problems in homes is the aforementioned    Regarding water damage, this coverage is guaranteed, and not in vain, since these are among the most common domestic accidents. Damage can come not only from your own home, but also from adjacent ones. Accidental leaks, breaks or open taps are some of the situations that are covered.

One of the most common claims is those caused by power surges, short circuits or devices that are overloaded. With Home Insurance you will protect both the electrical installations of your home, as well as the breakdowns of electrical or electronic devices damaged as a result of these events.

Although your home is prepared for most atmospheric phenomena, when they occur with a certain degree intensity, they can cause damages. With your home insurance your home will be protected against any damage to your assets, both in the cases described above and due to water leaks on roofs and platforms, regardless of the intensity.

Several of the elements comprised by your home are susceptible to breakage. This coverage guarantees the repair or replacement of mirrors, glass or marble that are part of furniture or household appliances.

The glass doors, windows and terrace enclosures, the glass-ceramic or the induction hob, as well as fixed sanitary appliances such as sinks, bathtubs or toilets are also covered.

Even if you rely on security measures to avoid burglary in your home, they are not always effective, but with our theft, robbery or burglary coverage you can feel more protected.
In these cases, your insurance will respond to the loss of goods such as furniture, appliances, personal clothing, objects of special value such as tapestries, rugs, works of art and jewelry.

With your Home insurance, you will enjoy a not so widely known range of services that add value to your well-being: DIY at home, repair of household appliances and specialized telephone attention for legal, computer or medical consultations.

Because there are things that you cannot foresee but that you can protect, your home insurance offers solutions to many unforeseen events. Broken panes or pipes, thefts both inside and outside your home, fires caused by small accidents, are some examples.

In addition, it is the most reliable, practical, affordable and simple solution in order to resolve any domestic incident as soon as possible.

The container comprises all the elements that are integrated into the house and that it is impossible to transform, move or place in another place without damaging it.
It includes the physical structure of the house, its walls, ceilings and floors, as well as garages, parking spaces, storage rooms, service facilities, toilets, solar panels or recreational facilities such as swimming pools or sports courts.
The content refers to the set of objects found inside the house, which make it inhabitable, such as furniture, utensils or personal effects, and which are not part of the construction elements.

On the one hand, you have to insure the building for the cost of rebuilding your house, including garages or storage rooms, excluding the value of the land, since it is not lost. In order to carry out this calculation, you must take as a reference all the m2 built.

In relation to the value of the content, we recommend you take an inventory of all your goods and belongings, taking into account that jewelery and objects of special value must be related and explicitly insured.

With this coverage, your home insurance will protect you and your family, both inside and outside the home, from damages that you may cause to a third party.

For example, if a neighbour's pipe is affected by a broken one in your house, we would be dealing with a case of Civil liability. The same would happen if a pot fell and damaged a vehicle parked on the street.

The ultimate purpose of this guarantee is that the damage caused by a mishap and its subsequent repair, do not alter the aesthetics of your home.

An example would be if, when repairing a pipe, it is necessary to break tiles and no identical materials are found to replace them. With this coverage we will take care of maintaining the aesthetics of the affected room by replacing all the tiles with new ones with similar characteristics.

Our home insurance is aimed at a wide market sector, main and secondary residence and rental housing; large and small populations; with flexibility to adapt coverage and cost to the needs of the Client.