What does the insurance that we suggest and recommend offers you?
With these Health care insurance with FULL and TOTAL coverage, you and yours will have access to the advantages of a health and healthcare insurance with no copays and 3-year dental coverage.
And the longer you stay, the better prevented and cared for your health.
Our health insurance is aimed at individuals, who want to prevent their health and enjoy the best coverage and guarantees in a Medical Insurance with more than 43.000 doctors and the best medical staff in Spain with more than 1.150 centers. A wide network of polyclinics in each Autonomous Community of the insurer itself.
Save costs
Medical check
Dental insurance
Travel assistance
- Primary medicine.
- Outpatient and hospital emergencies.
- Diagnostic means including high-tech.
- Special treatments such as hemodialysis or chemotherapy.
- Medical-surgical specialties.
- Hospitalization.
- Travel assistance with a capital of up to € 30.000.
- Free annual medical check-up
- Psychology and psychotherapy
- Lenses (monofocal and bifocal).
- Congenital diseases of the newborn
- Coverage of 50% reimbursement of expenses for rehabilitation and physiotherapy up to a limit of € 500 and for podiatry up to € 200.
- Chiropody
- Chemotherapy and pain management
- Surgical implants and prostheses.
- Preparation for childbirth, amniocentesis, prenatal tests and everything related to childbirth.
Some warranties require authorization. Therefore, if one of our professionals prescribes any benefit, such as medical tests, you must present the corresponding prescription so that we can manage compliance and authorization.
Coverages and tests subject to medical authorization.
- Hospital admissions.
- Medical tests.
- Rehabilitation.
- Clinical psychology.
No copayments for the use of services.
Now, when you take out your health insurance, you can enjoy Adeslas Salud y Bienestar, the digital health platform that accompanies you in your day-to-day life to improve your lifestyle and proactive health management. With Adeslas Salud y Bienestar you will have access to all these personalized services:
- Health index: Complete a short questionnaire and you will be able to know your health index, as well as numerous tips to discover areas for improvement in your lifestyle.
- Custom plans: Discover the virtual plans with which you can improve your diet, perform sports routines with a personal trainer, prevent and control diseases and learn about family health to take care of yours.
- Medical guidance: Get in touch with a doctor by phone, by chat, e-mail or video consultation and solve your general medicine questions.
- Children's and psycho-emotional medical guidance: Solve any doubts you have about the health of your children and learn to manage your emotions and feel good thanks to the advice of our psychologists.
- Second medical opinion: Contact a specialist to contrast diagnoses and obtain a second medical opinion.
- Commitments and challenges: Connect your app or activity bracelet, set your own goals or join our challenges and start adding kilometers.
In addition, just by participating in the platform you can add points and exchange them for healthy experiences or solidarity donations.
Dental insurance included, with the same premium in dental amounts for 3 years, without increases. You will enjoy 46 free comprehensive dental services such as mouth cleaning, fluoridations, pulpotomy and dental x-rays. And also, extensive additional services at a reduced cost.
To take care of oral health, we offer comprehensive dental services at no additional cost such as:
- Mouth cleaning
- Fluoridations.
- Diagnostic consultations
- Dental X-rays
- Pediatric dentistry: coronary reconstruction, pulpotomy splinting, endodontics in temporary teeth and crown placement on natural teeth, among others.
THE MEDICAL FRAMEWORK
WITH THE GREATEST EXPERIENCE
926.500 #Surgical interventions
530.800 #High-tech diagnostic tests.
Lack of waiting periods for certain services when starting the Insurance
All the guarantees included are immediately accessible, except those that have a specific waiting period to be able to enjoy their benefits, which can vary between 3 and 8 months.
All the benefits assumed by the Insurer under the Policy will be provided from the effective date of the Contract for each of the Insured.
THE FOLLOWING BENEFITS ARE EXCEPTED FROM THE ABOVE GENERAL PRINCIPLE:
Diagnostic means
- High-tech diagnostic tools. 3 months.
- Interventional diagnostic means. 6 months.
Hospitalisation
- Surgical interventions on an outpatient basis (Interventions from group 0 to II according to the classification of the Collegiate Medical Organization). 3 months.
- Tubal ligation and vasectomy. 6 months.
- Hospitalization for any reason or nature under the regime of
internment or day hospital, as well as interventions
Surgical procedures performed on these regimens. 8 months. - Cost of surgical implants and prostheses. 8 months.
- Delivery or Cesarean section. 8 months.
- Hospitalization for any reason or nature under the regime of
internment or day hospital, as well as interventions
Surgical procedures performed on these regimens. 8 months.
Surgical interventions and dystocic deliveries that take place in a vital emergency situation will not apply the expected waiting period, and neither will apply to premature deliveries, understanding as such those that occur prior to the 28th week of gestation.
Special treatments
- Laser therapy: in photocoagulation treatments in ophthalmology, as well as laser in musculoskeletal rehabilitation. 3 months.
- Percutaneous nucleotomy. 3 months.
- Laser therapy Surgery in coloproctology, surgical interventions in gynecology, otorhinolaryngology and dermatology, in interventions for benign prostatic hyperplasia, in urinary tract lithotripsy and in the endoluminal treatment of varicose veins and tracheobronchial lesions. 8 months.
- Pain treatment. 8 months.
- Dialysis. 8 months.
- Shock waves for musculoskeletal calcifications. 8 months
- Renal lithotripsy. 8 months.
- Chemotherapy and Radiation Oncology. 8 months.
Would you like to learn more? Call us!
If you still do not have Health Insurance consider it and if you already have it, check the coverage it is likely that comparing with another offer or your own policy if you already have it, you will find the benefits of this unique and exclusive policy created for you and your family , that you consider health the most important thing in your life.
Why now more than ever do I need a private Health Insurance with the best guarantees and effective and with a fair price?
It is more than proven that Health Insurance due to its speed and effectiveness, without waiting lists, with the latest advances in the latest generation of diagnostic tools, will be the very effective complement to Social Security in any scenario.
Does the Health Insurance tax for the self-employed?
If you are self-employed, you will be informed of the deductible expenses for personal income tax that you can make, but did you know that you can deduct your autonomous medical insurance? Many freelancers only deduct those expenses related to work activity, but I inform you of what you need to know so that you take it into account in your next income tax return as a self-employed worker.
How to deduct and deduct autonomous health insurance
Self-employed or self-employed workers know that a series of expenses can be deducted with respect to professional activity
There are some expenses that the tax legislation allows us to deduct, such as deducting the medical insurance of health care for the self-employed.
The IRPF Law 35/2006 in its article 30.2. 5th it is established that deduct health insurance premiums as an expense in the income statement of a self-employed person.
- Premiums paid in your own coverage, as well as those of your spouse and children under 25 years of age living in the same address. Those who will not be able to enjoy this deduction are the couples of the self-employed who are not in a matrimonial regime, even if they live in the same address.
- The Law establishes a limit of 500 euros per year for each of the persons mentioned above or 1.500 euros for each of them who has a grade of DISCAPACITY.
To deduct the medical insurance of a self-employed worker who is self-employed and who hires or has contracted a private health insurance, because his work has a considered risk index, Can health insurance be deducted? Yes, as long as you include your wife and if you have two children, for example, to illustrate it: If the children do not have a disability and live in the same address for the income statement, € 500 per person can be deducted. What would be, a total of € 2000 which can be deducted taking into account what was explained above.
Where can I check the medical chart?
Once the Health Insurance is taken out and the policy is formalised Euroteide Insurance (Insurance Advisors) We will give you a comprehensive medical chart with more than 43.000 professionals, who will take care of your health as you deserve. You can also access through the website of the different companies and locate the professional you need.
Which phone number should I call if I need to request an authorisation or make an inquiry?
You can phone the different health insurance companies available make any query or to ask about any procedure that you have to carry out. You can also do it through Euroteide Insurance (Insurance Brokers and Consultants) If you come across any difficulty when contacting the companies.
Do you have more questions about this insurance policy?
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.
