A very common belief among people outside the insurance sector is that it is not possible to contract health insurance for people over 65 years of age or that its price can be stratospheric.
However, this is not the case at all: Euroteide Insurance We have specialized advice for medical insurance with affordable premiums and specially designed for sexagenarians. But also medical insurance for people over 70 years of age and even for octogenarians.
What is Senior Health and Welfare Insurance?
One of them is the Senior health and wellness insurance. and the other is the senior health insurance, which can be hired by people whose age range is between 55 and 84 years old.
This latest Health insurance provides the elderly with a one-stop solution for all your healthcare demands: with one of the best medical teams in the country, the policy holder enjoys a very complete health, hospital and surgical care.
Medical consultations, analyzes and interventions, which in public health require waiting weeks, are resolved in a matter of days.
In addition, this Insurance can be contracted at very advanced ages, just at the moment when people need, more than ever, medical assistance, which in addition to being qualified, is extremely agile and flexible.
what is your coverage
Let's review the main coverages of the senior health insurance:
General and specialized medicine
The insured over 65 years of age not only has a wide range of general practitioners, but also has a select list of specialists at his disposal.
As an example, these are some of the medical specialties available:
- Preventive medicine
- genetic medicine
- General medical practice
- Forensic Medicine
This list is not extensive, since the full range of specialties covers any branch of medicine.
Clinical care for the insured is completed with nursing services, which can be received on an outpatient basis or at home, depending on the type of illness and the mobility status of the insured.
The insured over 65 years of age can use the emergency services of all private medical centers and hospitals that are attached to this Insurance, whether the medical emergency is derived from a pre-existing illness or disorder or caused by an accident or trauma.
Of course, this insurance product also covers possible hospital stays. These include those due to a worsening of the patient's health condition, an accident or recovery from a surgical operation.
In this last sense, the surgical specialties are another of the strengths of this Health insurance for the elderly. Whatever the ailment that requires surgery, the insured will be treated with guarantees by the best specialists in:
- Vascular surgery
- thoracic surgery
- Reconstructive surgery
- pediatric surgery
- Orthopedic surgery
- Oral and maxillofacial surgery
- Heart surgery
As in the case of medical specialties, the above list is indicative but not extensive.
Advanced diagnostic tools
Diagnostic means not only include clinical tests and conventional radiographic studies.
The patient and medical specialists benefit from the advantages provided by the most advanced diagnostic systems, such as positron emission tomography (PET), computerized axial tomography (CAT), or diagnostic tests for diseases of genetic origin.
Additionally, older women also have advanced mammography diagnostic services, something essential when it comes to detecting possible tumors in the breasts, identifying their typology and establishing the most effective and least invasive treatment.
Just as an example, we list some of the special therapies included in the senior health insurance:
- Respiratory treatments at home.
- Speech therapy and phoniatry
- Rehabilitation treatments using electrothermotherapy
- Oncological radiotherapy.
- Renal lithotripsy (disintegration of stones in the kidneys and ureters by shock waves)
Finally, possible transplants are also contemplated in the coverage of this very comprehensive Health Insurance.
Advantages of health insurance for people over 65 years of age
Without questioning the quality of the public health system in Spain, which is difficult to improve, the truth is that the coronavirus crisis has sharpened its Achilles heel, which is none other than waiting lists.
For people who are relatively young and suffer from minor ailments, delays in consultations with the specialist or in small interventions can be bearable.
But this is not the case for people over 65 years of age. Around that age, it is easier for ailments to become more acute or chronic. That's why agility in consultations, diagnoses and treatments is essential in these cases.
In addition, Senior Health and Welfare Insurance offers people who are well past the threshold of maturity the following advantages:
- The attention of a personal health advisor, who serves as a guide for the insured and who carries out all the necessary procedures for the preservation of their health.
- A health status assessment plan, 100% personalized for each person.
- The best health care by highly qualified medical specialists.
- Disease prevention plans.
- Continuous monitoring of the health status of the insured, whether or not they are sick.
- A price of the insurance premium that is difficult to improve.
In conclusion, health insurance for people over 65 is the ideal solution for these people they do not have to worry about the possible aggravation of their ailments during the periods that they remain on the waiting list.
If you have any doubt, at Euroteide Seguros we will solve it for you
Do you find interesting what we have just described about our Health insurance for people over 65? Would you like to know all the details about our Senior Health and Welfare Insurance?
Then, contact Euroteide Seguros. You will be assisted, without any commitment, by one of our advisors specialized in Health insurance for the elderly.
En Euroteide Insurance We will resolve any questions that may arise and we will advise you on the type of health insurance that is best for you, taking into account not only your age, but also your personal circumstances and your state of health.