If you have had medical problems or know someone who has, you surely know the importance of having health insurance. With it, the possibilities of attention will be expanded and the agility in waiting times will increase considerably.
If you are interested in a Health insurance and you need advice or want to hire the best option for you, contact us at Euroteide Seguros, We have been advising for 26 years in finding the best option in this type of Insurance and we will help you with everything you need.
What is health insurance
Health insurance is a product whose purpose is the coverage by the insurer of medical care expenses, clinical tests, medical treatments, hospitalization and surgical interventions.
Our covers within each insurance policy they may vary, but the most common are the following:
- primary medicine. This section includes general and pediatric medical care, as well as nursing and midwives.
- telemedicine. It consists of a consultation service through digital platforms, with different options such as teleconsultation or video consultation.
- Emergency. It includes coverage for home and outpatient emergency services, as well as outpatient services, all nationally and internationally.
- Expertise. It refers to the medical care of specialists in diagnostic tests or surgical interventions. It refers both to care in consultation and during hospitalization.
- Diagnostic means. It refers to all the necessary means for doctors to assess and diagnose correctly.
- Treatments. The main treatments that have the purpose of achieving the total recovery of the patient are included.
- Preventive medicine. Check-ups and other health programs that aim to prevent future illnesses.
- Hospitalisation. All the necessary services when a surgical intervention is carried out, including the hospital stay.
- Other coverages. Some extras are included, such as preparation for childbirth, a second medical opinion or 24-hour telephone assistance.
10 reasons to take out health insurance
If you are wondering what health insurance is for and why we should hire it, here we will explain the reasons for it and the advantages of private health insurance.
Speed and agility
By hiring a Health insurance you will have to wait an average of eight days to be able to carry out diagnostic tests and obtain the results. That average waiting time in public health is forty-seven days.
The main advantages of having emergency services in health insurance is being able to avoid long waiting periods and overcrowding of the public when accessing specialized care.
In hospitalization through private health insurance you can choose the hospital where you want to be treated and you will enjoy a private room just for you. Apart from this, your companions will be able to access some benefits while you are admitted, such as meals.
Primary and specialized care
Through your health insurance policy you can access most specialties without going through the family doctor. This speeds up queries.
Also, you can choose at all times the center you want to go to and which of the professionals you want to see you.
Health insurance includes a wide range of dental health services.
Some are included in the fee and in others you can benefit from discounts in their prices.
There is also dental insurance, especially for everything related to dental health, which includes free emergency services, cleanings, x-rays and others.
Within the centers that you can access with the private insurance policy, they include health treatments and techniques with which you can also get a second medical opinion and specialized care abroad.
Public and private health
In addition to all the advantages of having private health insurance, this does not prevent you from accessing public health. Therefore, if you want to go to Social Security for treatment or hospitalization, you will have the possibility and you will not have to choose between public or private health insurance.
Centers throughout the national territory
Regardless of where you take out your health insurance, you will be able to access the centers not only in your city, but also any ambulatory and hospital located in national territory.
Within all the available centers you can choose the one you prefer according to the speed of attention, the facilities or the professionals who attend it.
The health centers and hospitals that you can go to with health insurance have technology and media that directly affect the quality of the services they offer. In addition, its professionals are highly trained.
When you travel within the European Union, the European Health Card allows you to access health centers. However, if the destination is outside of Europe, you will have to face the financial charges in the event of an illness or accident.
If you have a health insurance policy, you can avoid this problem and be served anywhere, since insurers have agreements with centers outside the country, which they often offer free of charge. In addition, in many cases they cover the repatriation or the transfer of a family member to accompany you during hospitalization.
If you still have doubts about whether you need health insurance or which policy may be the best for you, from Euroteide Insurance We can provide you with the best personalized advice through our specialized professionals.
A health insurance is a product that has the purpose of covering the expenses derived from medical care. It includes different coverages, such as primary care, specialties, emergencies and hospitalization. Among the advantages of private health insurance are the shorter waiting times, the possibility of choosing a center and professional, the comfort of its facilities and the quality of its medical means and techniques, as well as the extensive network of centers at a national and international level. international.